Skinape Terms & Conditions

1 Definitions

In these Terms & Conditions, the following definitions apply unless the context requires otherwise:

• "Skinape," "we," "us," or "our" refers to the operator of the Skinape online gaming platform accessible at skinape.net.
• "Platform" means the Skinape website, mobile application, and all associated services, games, and features made available to registered users.
• "Player," "you," or "your" refers to any individual who has registered an account on the Skinape platform or who accesses the platform in any capacity.
• "Account" means the personal account created by a Player upon successful registration on the Skinape platform.
• "Real Money Gaming" means any game played on the Skinape platform using funds deposited into a Player's account, as distinct from any free-play or demo mode.
• "Bonus Funds" means any promotional credits, free spins, cashback amounts, or other non-cash incentives credited to a Player's account by Skinape.
• "KYC" means Know Your Customer — the identity and age verification process required by PAGCOR regulations and conducted by Skinape before a Player may withdraw funds.
• "PAGCOR" means the Philippine Amusement and Gaming Corporation, the regulatory body that licenses and oversees online gaming operations in the Philippines.

2 Acceptance of Terms

By accessing the Skinape platform, creating an account, or placing any wager, you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety, together with the Skinape Privacy Policy and any game-specific rules published on the platform.

These Terms & Conditions constitute a legally binding agreement between you and Skinape. If you do not agree with any part of these terms, you must not use the Skinape platform. Continued use of the platform following any amendment to these Terms & Conditions constitutes your acceptance of the revised terms.

3 Eligibility

To register and use the Skinape platform, you must satisfy all of the following eligibility requirements at all times:

• You must be at least 21 years of age. This is a mandatory requirement under PAGCOR regulations governing casino-style gaming in the Philippines. Skinape strictly enforces this age restriction and will suspend any account where the account holder is found to be under 21.
• You must be physically located in a jurisdiction where online gaming is lawful at the time of play. It is your sole responsibility to ensure that your use of the Skinape platform complies with the laws applicable in your jurisdiction.
• You must not be a current employee, contractor, director, or officer of Skinape, nor an immediate family member of any such person.
• You must not be listed on any self-exclusion register maintained by PAGCOR or any other recognised gaming regulatory authority.
• You must have the legal capacity to enter into a binding contract under Philippine law.

4 Account Registration

To access Real Money Gaming on the Skinape platform, you must complete the registration process and create an Account. You agree to provide accurate, current, and complete information during registration and to update such information promptly if it changes.

Each individual is permitted to hold only one Account on the Skinape platform. The creation of multiple accounts by a single individual — whether under the same or different names, email addresses, or payment methods — is strictly prohibited and constitutes a material breach of these Terms & Conditions.

You are solely responsible for maintaining the confidentiality of your account credentials, including your username and password. You must not share your login details with any third party. Skinape will not be liable for any loss or damage arising from unauthorised access to your account resulting from your failure to keep your credentials secure.

Skinape reserves the right to require identity verification (KYC) at any stage of the account lifecycle, including at registration, prior to processing any withdrawal, or at any time Skinape deems it necessary for compliance purposes. Required documents may include a government-issued photo ID, proof of address, and proof of payment method ownership.

5 Deposits & Withdrawals

All financial transactions on the Skinape platform are denominated in Philippine Peso (₱). Skinape supports the following payment methods for both deposits and withdrawals: GCash, PayMaya, BPI, BDO, and Metrobank.

Deposits: Deposits are credited to your Skinape account balance upon confirmation from the relevant payment provider. Skinape does not charge fees on deposits, though your payment provider may apply their own transaction charges. Minimum and maximum deposit limits are published on the Cashier page and may be updated from time to time.

Withdrawals: Withdrawal requests are processed within 15 minutes to 24 hours of submission, subject to the completion of any applicable KYC verification. Skinape reserves the right to request supporting documentation before processing any withdrawal. Withdrawals will only be processed to a payment method that has been verified as belonging to the account holder. Third-party withdrawals are strictly prohibited.

Dormant Accounts: An account that has had no login activity for a period of 12 consecutive months may be classified as dormant. Skinape reserves the right to apply an administrative fee to dormant accounts in accordance with the fee schedule published on the platform. Players will be notified by email before any dormancy fee is applied.

6 Bonuses & Promotions

Skinape may from time to time offer bonuses, free spins, cashback promotions, reload bonuses, and other promotional incentives to registered Players. All such offers are subject to the specific terms and conditions published alongside each promotion, which form part of these Terms & Conditions.

• Bonus Funds credited to your account are subject to wagering requirements before they may be withdrawn. The applicable wagering requirement will be stated clearly in the promotion terms.
• Unless otherwise stated, bonuses may only be used on games designated as eligible for that promotion. Wagering on excluded games will not contribute to the fulfilment of wagering requirements.
• Skinape reserves the right to withdraw, modify, or cancel any promotion at any time without prior notice, provided that any wagering requirements already in progress at the time of cancellation will be honoured.
• Players may only claim each promotional offer once unless the promotion terms explicitly state otherwise. Attempting to claim a promotion multiple times through the use of multiple accounts constitutes abuse and will result in account suspension.
• Skinape reserves the right to withhold bonus payments or void winnings derived from bonuses where there is evidence of bonus abuse, exploitation of software errors, or any other form of fraudulent activity.

7 Game Rules & Fair Play

All games available on the Skinape platform operate using certified Random Number Generator (RNG) technology that has been independently audited for fairness and randomness. The published Return to Player (RTP) percentages for each game are accurate and verified by independent testing laboratories.

Each game on the Skinape platform is governed by its own specific rules, which are accessible within the game interface. In the event of any conflict between game-specific rules and these Terms & Conditions, the game-specific rules shall prevail with respect to gameplay mechanics, and these Terms & Conditions shall prevail with respect to all other matters including account management, payments, and conduct.

In the event of a technical malfunction, disconnection, or software error during a game session, Skinape's decision regarding the outcome of the affected round shall be final. Skinape will make reasonable efforts to resolve technical issues promptly and to treat affected Players fairly. Bets placed during a confirmed technical malfunction may be voided and stakes returned at Skinape's discretion.

8 Prohibited Conduct

The following conduct is strictly prohibited on the Skinape platform. Engaging in any prohibited conduct constitutes a material breach of these Terms & Conditions and may result in immediate account suspension, forfeiture of account balances, and referral to the relevant Philippine authorities:

• Registering more than one account on the Skinape platform.
• Providing false, misleading, or fraudulent information during registration or KYC verification.
• Using automated software, bots, scripts, or any other artificial means to interact with the platform or its games.
• Exploiting software bugs, glitches, or vulnerabilities to gain an unfair advantage.
• Engaging in collusion with other Players to manipulate game outcomes.
• Using the platform to launder money or to process funds derived from illegal activity.
• Attempting to reverse-engineer, decompile, or otherwise tamper with the Skinape platform or its underlying software.
• Engaging in any form of harassment, abuse, or threatening behaviour toward Skinape staff or other Players.
• Allowing any third party to access or use your Skinape account.

9 Responsible Gaming

Skinape is committed to promoting responsible gaming and to minimising the risk of gambling-related harm among its Players. We provide a range of tools to help Players manage their gaming activity, including deposit limits, session time limits, cooling-off periods, and self-exclusion options.

Players who believe they may have a gambling problem are encouraged to make use of these tools and to seek support. You can access Skinape's responsible gaming tools through your account settings at any time. Self-exclusion requests are processed promptly and, once activated, cannot be reversed during the exclusion period.

For more information on responsible gaming tools and support resources available in the Philippines, please visit our dedicated Responsible Gaming page.

10 Intellectual Property

All content on the Skinape platform — including but not limited to the Skinape name, logo, game graphics, software, text, images, audio, video, and user interface design — is the exclusive property of Skinape or its licensors and is protected by applicable intellectual property laws of the Philippines and international conventions.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Skinape platform for personal, non-commercial gaming purposes only. This licence does not permit you to copy, reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from the Skinape platform without the prior written consent of Skinape.

11 Limitation of Liability

To the maximum extent permitted by applicable Philippine law, Skinape shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Skinape platform, including but not limited to loss of winnings, loss of data, or loss of business opportunity.

Skinape's total aggregate liability to you for any claim arising from your use of the platform shall not exceed the total amount deposited by you into your Skinape account in the 30-day period immediately preceding the event giving rise to the claim.

Skinape does not warrant that the platform will be available at all times, free from errors, or free from viruses or other harmful components. While Skinape takes reasonable steps to maintain platform availability and security, temporary interruptions may occur due to maintenance, technical issues, or circumstances beyond Skinape's reasonable control.

12 Privacy & Data Protection

Skinape collects, processes, and stores personal data in accordance with its Privacy Policy, which forms an integral part of these Terms & Conditions. By registering on the Skinape platform, you consent to the collection and processing of your personal data as described in the Privacy Policy.

Skinape complies with the Data Privacy Act of 2012 (Republic Act No. 10173) of the Philippines. Your personal data will not be sold to third parties. Data may be shared with regulatory authorities, payment processors, and identity verification providers where required for compliance purposes.

13 Account Suspension & Termination

Skinape reserves the right to suspend, restrict, or permanently close any Player account at its sole discretion, with or without prior notice, in the following circumstances:

• Breach of any provision of these Terms & Conditions.
• Failure to complete KYC verification within the required timeframe.
• Suspected fraudulent activity, money laundering, or other illegal conduct.
• Receipt of a self-exclusion request from the account holder.
• Direction from PAGCOR or any other competent regulatory or law enforcement authority.
• Inactivity for a period exceeding 24 consecutive months.

Upon account closure, any verified real-money balance remaining in your account (excluding Bonus Funds) will be returned to you via your registered payment method, subject to the completion of any outstanding KYC requirements and the deduction of any applicable fees.

You may request the closure of your own account at any time by contacting Skinape customer support. Account closure requests are processed within 24 hours of receipt.

14 Amendments to These Terms

Skinape reserves the right to amend, update, or replace these Terms & Conditions at any time. Where changes are material, Skinape will provide reasonable notice to registered Players via email or a prominent notice on the platform prior to the changes taking effect.

Your continued use of the Skinape platform following the effective date of any amendment constitutes your acceptance of the revised Terms & Conditions. If you do not agree with the amended terms, you must cease using the platform and may request account closure in accordance with Section 13.

15 Governing Law & Dispute Resolution

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict of law provisions.

In the event of any dispute arising from your use of the Skinape platform, you are encouraged to contact Skinape's customer support team in the first instance. Skinape will make reasonable efforts to resolve disputes promptly and fairly through its internal complaints process.

If a dispute cannot be resolved through the internal complaints process within 30 days of submission, either party may refer the matter to the competent courts of the Philippines, which shall have exclusive jurisdiction over such disputes.

16 Contact Us

If you have any questions about these Terms & Conditions, or if you wish to make a complaint or request account closure, please contact the Skinape support team. Our customer support is available 24 hours a day, 7 days a week.

You may reach us by email at: [email protected]

Please note that email addresses on this page are displayed as plain text for your reference and are not clickable links. You may copy the address and use it in your preferred email client.

Alternatively, you may use the live chat function available within the Skinape platform when you are logged in to your account.